Goodwill Letter To Remove Late Payment

[Your Name]

[Your Address]

[City, State, ZIP]

[Email Address]

[Phone Number]

[Date]

[Creditor's Name]

[Creditor's Address]

[City, State, ZIP]

Subject: Goodwill Request to Remove Late Payment from Account [#Account Number]

Dear [Creditor's Name],

I hope this letter finds you well. I am writing to you as a valued customer of [Creditor's Name] with the utmost respect and sincerity. I have been a loyal and satisfied customer of [Creditor's Name] for [Number of Years] years and have always appreciated the excellent service and support that your company provides.

I am writing to request your understanding and consideration regarding a late payment that occurred on my account, specifically on [Date of Late Payment]. I understand that it was my responsibility to make timely payments, and I deeply regret that this oversight occurred.

I would like to bring to your attention that this late payment is an anomaly in my otherwise impeccable payment history. Over the years, I have consistently made on-time payments, which can be verified by reviewing my payment history. The late payment was a result of [Explain the Circumstances - e.g., unexpected financial hardship, family emergency, etc.], which, while regrettable, was a unique situation and not reflective of my usual financial responsibility.

I kindly request your goodwill and understanding in considering the removal of this late payment entry from my credit report. The negative impact of this late payment has been distressing, as it has affected my creditworthiness and financial opportunities. I truly value my relationship with [Creditor's Name] and would be extremely grateful for your assistance in rectifying this situation.

I understand that your company has policies in place, and I respect the need to maintain consistent reporting practices. However, I am kindly asking for an exception in my case due to my demonstrated history of responsible financial behavior and the extenuating circumstances that led to the late payment.

If you find it within your discretion to grant my request, I am committed to ensuring that my payments are consistently on time moving forward. Your assistance would not only help improve my credit report but also solidify my faith in the exceptional customer service that [Creditor's Name] has always provided.

Enclosed with this letter, you will find supporting documentation [if applicable, such as proof of the extenuating circumstances or any relevant documentation]. I am more than willing to provide any additional information or documentation that may be required to facilitate this request.

Thank you for taking the time to consider my request. I genuinely value my relationship with [Creditor's Name], and I look forward to many more years of positive collaboration. Your understanding and generosity would greatly impact my financial well-being, and I am hopeful for a favorable response.

Please feel free to reach out to me at [Email Address] or [Phone Number] if you require any further information or if there is anything else I can do to facilitate this process. I appreciate your time and attention to this matter.

Thank you once again for your understanding and consideration.

Sincerely,

[Your Name]

[Your Signature]

Enclosures: [List of Enclosed Documents] (if applicable)

Subject: Request for Goodwill Adjustment on Late Payment

Dear [Creditor's Name],

I am writing to request a goodwill adjustment regarding the late payment recorded on my account [Account Number] dated [Date]. Due to unforeseen circumstances, I was unable to make the payment on time, but I have since ensured that the account is current.

I have maintained a consistent record of timely payments and hope you can consider removing this late payment as a gesture of goodwill. Your assistance in this matter would be greatly appreciated.

Thank you for your understanding.

Sincerely,

[Your Name]

Hi [Creditor's Name],

I hope you're doing well. I wanted to reach out regarding the late payment on my account [Account Number] from [Date]. It was an unusual situation, and I’ve already made sure my account is up-to-date.

Would it be possible to remove this late payment from my record as a goodwill gesture? I really appreciate your help and understanding.

Thanks so much,

[Your Name]

Dear [Creditor's Name],

I am reaching out to sincerely request your consideration in removing the late payment reported on [Date] for my account [Account Number]. This was an unintended oversight during a challenging time, and I have since corrected the issue.

I have always valued our relationship and hope this isolated incident will not reflect negatively on my account history. Your goodwill in adjusting this would mean a great deal to me.

Thank you very much for your understanding.

Warm regards,

[Your Name]

Subject: Request for Removal of Late Payment – Account [Account Number]

Dear [Creditor's Name],

I am writing to formally request the removal of the late payment reported on [Date] for my account [Account Number]. The late payment was due to [brief factual reason] and does not reflect my usual commitment to timely payments.

Given my longstanding history of on-time payments and account compliance, I respectfully request that this late payment be removed as a goodwill adjustment. I appreciate your prompt attention and consideration.

Sincerely,

[Your Name]

Dear [Creditor's Name],

I am requesting the removal of a late payment recorded on my account [Account Number] dated [Date]. I have made the payment and maintained a good record previously.

I would greatly appreciate your consideration in removing this late entry from my account.

Thank you,

[Your Name]

Dear [Creditor's Name],

I am submitting this request to kindly remove the late payment noted on my account [Account Number] dated [Date], pending your review of my account history. This late payment was an isolated incident, and all subsequent payments have been timely.

I hope that my consistent record will allow for a positive adjustment, and I would greatly value your assistance in correcting this matter.

Sincerely,

[Your Name]